DRAFT pending review. This page is not final.

Terms of use

Who we are

Turovu is a small, independent brand. Contact: hello@turovu.com.

Products

Turovu products are digital downloads sold and delivered through Gumroad. Gumroad's terms also apply to your purchase.

License

You may use the files in your own personal and business work. Please don't resell, share or redistribute them.

Not advice

The products are templates, checklists and organizers. They are not financial, legal, tax, medical or insurance advice. Figures are entered by you, and you are responsible for checking rules with the official source or a professional.

Compatibility

Spreadsheets are built for Excel first. Compatibility with other apps or versions isn't promised.

Refunds

See the refund policy.

To be completed

[Limitation of liability, governing law and other terms to be reviewed before publishing.]

Last updated: draft of Oct 21, 2026.